Musical Instrument Insurance That Goes above And Beyond

Coverage Highlights

One year policy

Policy effective for one year starting on the day of purchase

Low deductibles

$50 deductible for most instruments

100% Refund

Get 100% Refund within 30 days

Every Zinc Policy Offers the Following Coverage

Loss theft



Theft & Vandalism


Accidental Damage


Paid Performance


Rental Reimbursement


Earth, Wind & Fire

Carrier Information

The Hanover Insurance Group is one of the top insurance companies specializing in property and casualty insurance space. The Hanover team is headquartered in Worcester, Massachusetts and offer standard and specialized insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items.

Frequently Asked Questions

Why Get My Products Insured?

Living an active lifestyle has its risks. Zinc is there to provide property and casualty products to consumers across the United States. Zinc provides insurance coverage on consumer products – think Musical Instruments, Jewelry and Bicycles – as well as pet health, motorcycles, automobiles and homes.

What is Zinc?

Zinc is a digital insurance agent, that works with established insurance carriers like the Hanover Insurance Group, Inc. (NYSE: THG), Trupanion, Inc. (NASDAQ: TRUP) and Allianz SE (ETS: ALV) to provide high quality insurance when and where you need it most.

What’s the Story of Zinc?

Zinc was founded by two financial technology entrepreneurs who were dismayed by how hard it was to get insurance. They partnered with bright legal, product, engineering and business minds to find technology based solutions to deliver awesome insurance coverage from the best carriers right to consumers, when it matters most. In context, at check out, or on-site.

Where Can I Buy Insurance Administered by Zinc?

Zinc works in partnership with dealers, veterinarians, retailers, marketplaces, applications and finance organizations to deliver insurance coverage to you at the right time. Offline and online. We work with partners across the country and across the web to provide you insurance services. Notice a retailer, marketplace, mobile application, veterinarian, grooming center, auto dealer, motorcycle dealer that doesn’t offer insurance services? Let us know and Zinc can help!

What Does Insurance Cover?

Please refer to the terms and conditions of the policy coverage offer for more information. Generally, our consumer product coverage includes protection against loss, theft and accidental damage. Our other products cover items like unexpected medical emergencies for pets and liability arising from motorcycle collisions.

How Long Does Coverage Last For?

Please refer to the terms and conditions of the policy coverage offer for more information. Generally, our consumer product coverage is quoted on an annual basis where as our pet, motorcycle, auto and home coverage is quoted on a monthly basis.

Can I Cancel Zinc Administered Policies?

Yes, of course! In fact, Zinc makes this easy by providing a care portal for you to digitally file your request. Check it out at In most cases, if you file for a cancellation within the first thirty (30) days, you will generally be eligible for a full refund. If you file for a cancellation after the first (30) days, you will generally be eligible for a prorated refund based on the number of days you were protected by Zinc policies. Check the terms and conditions of your policy offer to make sure that is the case in your situation.

How Do I Contact Someone at Zinc About my Insurance Policies?

Email and we’ll make sure one of our licensed insurance professionals is able to provide you prompt support. Rest assured, in many cases, our insurance carrier partners provide direct support as well.

Lost Policyholder Number? Questions on Contacting Someone at Zinc About Insurance Policies?

No worries! Navigate to our claims site at and input your personal details to begin an account retrieval process. It’s easy, quick and all digital.

How Do Renewals Work?

Please refer to the terms and conditions of your policy coverage offer for more information. Generally, Zinc will reach out to process renewal payments annually. Zinc uses advanced payment technology that’ll even let you renew with a few simple text messages. Take a photo of your updated credit card or debit card, snap a shot of your valid identification card and poof! You’ll have your piece of mind back in no time!